Insurance

Insurance & Medicare-friendly access.

We accept Medicare and most major commercial plans, and we verify benefits before your first visit so there are no surprises.

If you do not see your plan listed, call us — we work with many other carriers and can usually verify coverage within one business day.

Accepted

Medicare

Original Medicare and many Advantage plans

Accepted

UnitedHealthcare (UHC)

Commercial and Medicare plans

Accepted

Blue Cross Blue Shield (BCBS)

PPO and HMO plans

Accepted

Wellmed

Senior care plans

Accepted

Wellcare

Medicare Advantage

Accepted

Molina

Marketplace and Medicaid

Accepted

Cigna

Commercial plans

Don't see your plan? Call us at 713.369.1969 — we work with many additional carriers and can usually verify coverage within one business day.

Verification

How benefit verification works.

We confirm coverage before your visit so there are no surprises on the day of treatment.

Step 01

Share your insurance details

Provide your member ID and group number when you call or submit a request.

Step 02

We verify your benefits

Our team confirms in-network status, copay, deductible, and any prior-authorization requirements.

Step 03

You get a clear estimate

Before treatment, we walk through expected patient responsibility so you can plan ahead.

Self-pay

Transparent pricing for patients without insurance.

We provide written self-pay estimates for visits and most interventional procedures. Ask our team when you call to schedule and we will walk through expected costs, payment options, and any available financing partners.

Coverage explained

Insurance, Medicare & benefit verification

Understanding your insurance coverage should be simple. We verify your benefits before your visit, accept Medicare and major commercial plans, and explain every step in English or Spanish so you can focus on relief, not paperwork.

How IPM verifies your benefits before your visit

At Interventional Pain Management, we verify your insurance benefits before your first visit, so you understand your likely coverage and out-of-pocket responsibility before any procedure is scheduled. Our team contacts your insurer ahead of time to confirm that your plan is active and to review your benefits for interventional pain procedures. We accept Medicare, UnitedHealthcare, Blue Cross Blue Shield, WellMed, Wellcare, Molina, and Cigna. During verification, we confirm your referral and check whether prior authorization may be required and review deductible, copay, and coinsurance details so there are no surprises at check-in.

Benefit verification is an estimate, not a guarantee of payment. Final coverage depends on your plan's terms and on medical necessity determined during your evaluation with Dr. Memon. If something requires extra approval, our bilingual (English and Spanish) team will explain the next steps clearly and in your preferred language before moving forward. We see new patients by referral at all three Greater Houston locations.

Medicare and interventional pain coverage basics

Medicare may cover interventional pain treatments such as epidural steroid injections, facet joint injections, and nerve blocks when they are considered medically necessary. Coverage, costs, and rules vary between Original Medicare and Medicare Advantage plans, and specific amounts depend on your plan and where care is delivered.

Because Medicare bases coverage on medical necessity, Dr. Memon documents your diagnosis and treatment plan to support each procedure. We cannot guarantee any outcome or dollar amount, but we help you understand the basics and confirm details with your plan before treatment. For official program information, we encourage patients to review Medicare.gov.

Understanding referrals and prior authorization

Our practice sees new patients by referral, so you will need a referral from your primary care or treating provider before your first visit. Many interventional procedures also require prior authorization before they are performed. A referral routes you to a specialist, while prior authorization is your insurer's advance approval that a specific service is covered. We identify and pursue these requirements during benefit verification so your care is not delayed at the last minute.

If you do not have insurance, or prefer not to use it, ask our team about self-pay options. We can discuss estimated costs for an evaluation or procedure so you can plan ahead with confidence.

Frequently asked questions

Does Medicare cover pain management injections?

Often, yes. Medicare may cover injections such as epidural steroid, facet joint, and nerve block procedures when they are medically necessary for your condition. Coverage and costs depend on your specific plan and the care setting, so we confirm the details with Medicare before your appointment.

Do I need a referral?

Yes. Our practice sees new patients by referral only, so you will need one from your primary care or treating provider even if your insurance plan does not require it. We also check your plan's authorization rules during benefit verification so your visit stays on schedule.

What if my plan isn't listed?

Call us at 713.369.1969 and our team will check whether we can still work with your plan or arrange self-pay. We verify benefits for many insurers beyond those listed and will give you a clear estimate before any procedure is scheduled.

Will I owe a copay?

Possibly. Many plans apply a copay, coinsurance, or deductible to specialist visits and procedures. The exact amount depends on your plan and whether your deductible is met. We review your estimated out-of-pocket costs during verification so you know what to expect beforehand.

Do you accept Medicare Advantage plans?

Often, yes. In addition to Original Medicare, we work with many Medicare Advantage plans. Because Advantage plans set their own networks and authorization rules, we confirm your specific plan and any referral or prior-authorization requirements during benefit verification before your visit.

Sources & references

Appointment request

Ready to start feeling better?

Tell us where the pain is affecting your life and which clinic is easiest for you. We will reach out to confirm availability and next steps.

Referral required for all new patients

Benefit verification before your visit

Fast scheduling across all three clinics

Call 713.369.1969

Request an appointment

Share your details and preferred clinic. We will confirm the next available appointment options.